What to Do About Wind Damage
Even in places where you don’t run the risk of hurricanes or tornadoes, storm winds may be strong enough to take the roof off your house, or just to damage and blow away shingles that are vital to preventing rain damage causing your roof to leak. But, in places like Houston violent weather is almost an annual occurrence. If this happens to you, there are some things you need to do.
Here are Five:
- First, if at all possible, seal off the damaged area with plastics or tarps as soon as you can. This will prevent further water damage to your possessions and will expedite your insurance claim and find a local Houston roofing contractor to arrive.
- Call your homeowner’s insurance agent as soon as you can. Take pictures of any damage yourself, and hold on to them as well as the negatives. Your homeowner’s insurance adjuster will almost certainly take pictures too, but you may catch damage he does not. Also if the damage is severe you might be a good time to consider a new metal roof. You can get an estimate from your local metal roofing contractor Houston.
- Look at the rest of the house, not just the roof. Often, tornado damage extends beyond the roof, including damage to other property. You especially need to seal off any siding damage, just like the roof damage, as quickly as you can. Look for damage to tree limbs, vehicles, and your house’s foundation, and keep an eye out for flooding hazards; not all damage caused by a storm occurs during the storm. Falling tree limbs and flooded septic systems can be disastrous.
- If your roof was damaged in a natural disaster, such as a hurricane or tornado, you may be in a federal or state disaster area. If so, you should contact the American Red Cross for instructions on what you need to do. Even if your damage is covered by homeowners insurance, your insurance company may default due to a large number of claims; federal disaster aid is designed to help you out in this circumstance with disaster recovery assistance.
- Especially after a large disaster, scam artists abound. Don’t hire people offering repairs unless you know they’re local and have a local address, no matter how good the deal sounds. If you’re in doubt, contact your insurance agent and the American Red Cross for advice. Don’t wind up paying for shoddy roof repairs that must be redone.